States could allow insurers to charge people with preexisting conditions more on the individual market. - From Vox
Before the Affordable Care Act, it was perfectly legal for insurance companies to charge women on the individual market more for their health insurance — or even deny them coverage altogether for a “preexisting condition” like pregnancy.
The Kaiser Family Foundation researchers who have analyzed insurance underwriting data told me that while they never saw sexual assault listed as a factor, they wouldn’t be surprised if underwriters considered that in their price assessment, and the National Women’s Law Center said they’ve seen those exclusions.
So if the AHCA passes the Senate and becomes law, women may soon be paying more for their health insurance once again — though this is not only a women’s issue, of course.
The Kaiser researchers found 27 percent of adults under the age of 65 have preexisting conditions, which routinely led to people being denied coverage before the ACA.
Here’s a rundown of the pre-ACA conditions that were commonly declinable or that caused insurance premiums to go up.